Cookie Policy

What Are Cookies?

Cookies are small text files that are stored on your device when you visit our website. They help us provide you with a better browsing experience by remembering your preferences and improving website functionality.

How We Use Cookies

We use cookies for the following purposes:

Essential Cookies

These cookies are necessary for the website to function properly and cannot be disabled:

  • Session cookies: Remember your calculator inputs during your visit
  • Security cookies: Protect against fraudulent activity
  • Functionality cookies: Remember your preferences and settings

Analytics Cookies

We use analytics cookies to understand how visitors interact with our website:

  • Google Analytics: Helps us understand website usage and improve user experience
  • Performance monitoring: Tracks website loading times and errors
  • User behaviour: Anonymous data about how users navigate our site

Advertising Cookies

We may use advertising cookies to:

  • Google AdSense: Display relevant advertisements
  • Remarketing: Show you relevant ads on other websites
  • Conversion tracking: Measure the effectiveness of our advertising

Third-Party Cookies

Our website may include third-party services that set their own cookies:

  • Google Services: Analytics, AdSense, and other Google tools
  • Social Media: If we include social media features
  • CDN Services: Content delivery networks for faster loading

Managing Your Cookie Preferences

Browser Settings

You can control cookies through your browser settings:

  • Chrome: Settings > Privacy and security > Cookies and other site data
  • Firefox: Options > Privacy & Security > Cookies and Site Data
  • Safari: Preferences > Privacy > Cookies and website data
  • Edge: Settings > Site permissions > Cookies and site data

Opt-Out Options

You can opt out of specific tracking:

Impact of Disabling Cookies

If you disable cookies, some website features may not work properly:

  • Health insurance calculator may not save your inputs
  • Website preferences won't be remembered
  • Some interactive features may not function
  • We won't be able to provide personalised content

Mobile Devices

Mobile devices use similar technologies:

  • Mobile cookies: Function similar to browser cookies
  • Local storage: Stores data locally on your device
  • App preferences: If you use our mobile app

Data Protection

We handle cookie data in accordance with:

  • Australian Privacy Principles (APPs)
  • Privacy Act 1988 (Commonwealth)
  • General Data Protection Regulation (GDPR) where applicable

Updates to Cookie Policy

We may update this cookie policy to reflect changes in technology or regulations. Check this page periodically for updates. Continued use of our website constitutes acceptance of any changes.

Contact Us

If you have questions about our cookie policy or data practices, please contact us through the information provided on our website.

Quick Cookie Settings

For immediate cookie control:

Last updated: September 18, 2025